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Home Purchase Back to Loan Programs
A Stated Income, Stated Asset Mortgage!Fast Solutions
A No Ratio loan allows your clients to qualify without stating their income level. A Stated Income/Stated Asset (SISA) allows
borrowers to qualify using the income and assets stated on the loan application.

Product Highlights

  • No Income or Asset Verification
  • No Tax Returns, W-2s, Pay Stubs
  • Streamlined Processing, Faster Approvals
  • Available with Conforming Fixed & Conforming Standard 3/1, 5/1, 7/1 ARMs
  • Full DOC MI Rates

This option is available with purchases or refinances.

 

The "WOW" Factor
Borrowers with excellent credit profiles are not only busy, but expect more from you. Many anticipate providing proof of their income and assets to secure a mortgage. After running their loan through our system, qualified borrowers will be surprised and impressed when you tell them that income/asset verification isn't required!

Note: This program is not an alternative for borrowers seeking Low/No Doc mortgage options; rather the Fast Solutions program is intended for borrowers who can easily qualify for a full documentation loan, but have a credit profile that renders verification of income/assets unnecessary.